I was a bit troubled by the criticism of Kiva, and wanted to check out what alternatives were out there. I came to the conclusion that my major gripes with Kiva stem from its dependency on MFIs (microfinancing institutions) as local middlemen. Ki

kiva and zidisha -- microfinance loans as a way to manufacture spend edit feb 23/14: please see my update on zidisha.org here. manufactured spending is the process of spending money on a credit card for the points or threshold bonuses while knowing that most, if not all of that expense, will be reimbursed at no cost for the user. this is

Compare Kiva versus Zidisha for CEO Rating, Overall Culture Score, and more on Comparably. "With Zidisha on my side, I will attain my dream of providing a secure future for my family." Read her story Just joined zidisha because zip.kiva is down for Kenya loans now - after raising the minimum lending amounts from 5 $ to 25 $ two weeks ago (didn't like that). Interest rates on traditional kiva starting at 30 % for borrowers seem to high; same for many loans: 1.500 $ for one (!) cow or two pigs needed? Zidisha vs. Kiva Zip this article is authored by the founder of Zidisha.

Zidisha vs kiva

Zidisha also allows tiny amounts to give out where Kiva charges much higher interest, you can’t get your money back, and they require a minimum of $25. Se hela listan på ptmoney.com Anders als bei Kiva und MYC4 gibt es keine lokalen Mikrofinanzpartner sondern der Anleger verleiht direkt an den Kreditnehmer. Darlehen sind (i.d.R.) verzinst. Gestartet Ende 2009 Anlegen kann jeder, benötigt wird ein Paypal-Account Mehr im Blog: Test, Erfahrungen und weitere Artikel über Zidisha Jürg Wyss hat vor einigen Monaten über seine Einschätzung zu den Mikrokredit-Plattformen Kiva und Zidisha gebloggt. Über den Podcast zu Mikrokrediten mit @egghat und mir kamen wir auf Twitter ins Gespräch. Zidisha: | | Zidisha Incorporated | | | ||| | World Heritage Encyclopedia, the aggregation of the largest online encyclopedias available, and the most definitive 12 votes, 17 comments.

That is hardly exorbitant. 4.

Zidisha is the first online microlending community that directly connects lenders and entrepreneurs — no matter the distance or disparity between them. We bypass expensive local banks and intermediaries that charge sky-high interest rates and offer a person-to-person platform that lets lenders and entrepreneurs communicate openly and instantly.

Kiva vs. Zidisha: Comparing Microfinance Alternatives.

Zidisha: | | Zidisha Incorporated | | | ||| | World Heritage Encyclopedia, the aggregation of the largest online encyclopedias available, and the most definitive

I started lending via Zidisha a couple of years ago. At first, I was content with the way the organization operated. As a former KIVA lender, I understood the risk of Nov 4, 2017 Interest rates are high, around 38% on Kiva.

Zidisha estas 501 (c) (3) ne-profita organizaĵo kiu permesas al homoj pruntedoni malgrandajn monsumojn rekte al entreprenistoj en evolulandoj. [1] Ĝi estas al la unua kunul-al-kunula mikropruntedonad servo por interligi prunteprenantojn kaj pruntedonantojn trans internaciaj limoj sen loka mikrofinancinstitucioperanto.
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Up to $50 per person, and $2,000 total – IE if 40 people make a loan to Zidisha of $25 I will make 40 loans to Kiva of $50 each. This is aimed at getting new people to dip their toes in the water, so if you are already a Zidisha lender this offer doesn’t apply to you. A lot of Kiva lenders are also on Zidisha. Zidisha is more like Kiva Zip than Kiva.

Zidisha service fee: This is a flat 5% of the loan amount per year the loan is held.
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Kiva’s repayment rate is 99%, and Zidisha’s repayment rate is 98%. Kiva lenders may lose money due to borrower default, or to poor performance and fraud on the part of intermediary microfinance